Hi, I am A B CUSHBINSHAD, Certified Financial Consultant of HDFC Standard Life Insurance Company Ltd. It is a joint venture between Housing Development Finance Corporation Limited, Indias leading housing finance institution and an insurance giant group company, Standard Life, UK. As on December 31, 2007 HDFC holds 72. 38 percentage of equity in the joint venture. I am so proud to say that I am associated with HDFC Standard Life Insurance, Indias Most Respected Private Life Insurance Company. My company is offering me unmatched support with various training programs to help me improve. From the beginning of my career with HDFC Standard Life Insurance as a Financial Consultant I tried to help analyze my customers financial needs, and provided customized financial solutions to each one and conducted reviews on a regular basis to keep my customers on track. HDFC Standard Life is one of the leading life insurance companies having a track record of declaring bonuses every year since inception. I attribute this success to my customers, who are my most important asset.